4.8 stars
600+ reviews
Finance without
the friction.
The only card, expense, accounting and banking platform your team will ever need.
Trusted by
10,000+
businesses
From startups to enterprises, teams choose Monara to move faster and spend smarter.
in yearly payment volume
virtual cards issued
businesses
earned in cash back
Why choose us
Why finance teams
choose Monara
Save time and costs
Automation matches every receipt and transaction for you, so your team closes the books in days, not weeks.
Make smarter decisions
Live cash flow, budgets and forecasts in one view, so every big call is backed by numbers you trust.
24/7 human support
A real finance expert on chat, phone or email. No bots, no ticket queues.
Bank grade security
Your money is protected by FDIC-insured banks, SOC 2 controls, and encryption.
Global payments
Send, receive and hold money in 40+ currencies at the real exchange rate, with no hidden fees.
in yearly payment volume
virtual cards issued
businesses
earned in cash back
Cards
Built for the way
businesses spend
Unlimited virtual and physical cards, each with its own limits, merchants and approvals.
Corporate cards with world class rewards.
Unlimited cardholders, virtual and physical cards and customisable spend controls, with up to 4% back on every purchase.
Intelligent tools
Coupled with
intelligent tools
Complete any banking task in just a few clicks.
Virtual accounts.
Create distinct money jars for faster tracking.
Analytics.
Get real time spending insights and financial trends.
Auto transfers.
Auto top up when balance is low.
Approvals.
Set limits on how much vendors can pull from your account, with alerts for unauthorised payments.
Custom user controls.
Set granular permissions, spending limits and security settings for different users.
Security
Secure
by design
Bank confidently with enhanced FDIC coverage, granular user controls and federally regulated partner banks.
FDIC insured up to $250,000 per partner bank
Enhanced FDIC insurance
Your funds are spread across a network of FDIC insured partner banks, extending coverage to up to $1,000,000.
Advanced authentication
Your funds are spread across a network of FDIC insured partner banks, extending coverage to up to $1,000,000.
Federally regulated bank partners
Your funds are spread across a network of FDIC insured partner banks, extending coverage to up to $1,000,000.
SOC 2 Type II and PCI compliant
Your funds are spread across a network of FDIC insured partner banks, extending coverage to up to $1,000,000.
Multi step payment approvals
Your funds are spread across a network of FDIC insured partner banks, extending coverage to up to $1,000,000.
Pricing
Transparent pricing,
built for your business
One simple price. No monthly minimums, no hidden fees.
Starter
$0
/ month
Everything you need to run spend and cards.
Unlimited virtual cards
Same day ACH transfers
Domestic wires $5
Accounting sync
Email support
Pro
Most popular
$25
/ month
Advanced controls, treasury and higher rewards.
Everything in Starter
Up to 4% cash back
Multi entity accounts
Priority human support
Higher FDIC coverage
Modern finance
insights
Money movement, product updates and growth strategies.
