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Platform

One platform for

One platform for

every dollar you spend

every dollar you spend

Cards, spend management, accounting and treasury, built to work as one system.

Animated Monara dashboard preview

Cards

Issue unlimited cards in seconds.

Give every employee, vendor and subscription its own virtual or physical card with built in limits.

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Unlimited virtual and physical cards

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Merchant and category locks

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Up to 4% cash back

Corporate cards product preview
Monara corporate card
Monara corporate card
Animated preview of the Spend management feature

Spend management

Know where every dollar goes.

Approvals, receipts and policies live where the spend happens, so nothing slips through.

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Approval rules by amount and team

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Automatic receipt capture

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Real time budgets

Spend management product preview
Spend management product preview

Accounting

Close the books in days.

Every transaction is categorised, matched and synced to your ledger without manual entry.

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QuickBooks, Xero and NetSuite sync

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Automatic receipt matching

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Multi entity consolidation

Animated preview of the Accounting feature
Animated preview of the Treasury feature

Treasury

Put idle cash to work.

Earn yield on operating cash while keeping it available for payroll and payments.

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Up to 4.2% APY

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Same day liquidity

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FDIC insured partner banks

Treasury product preview
Treasury product preview

Works with the tools you already use

  • QuickBooks

  • Xero

  • NetSuite

  • Slack

  • Stripe

  • Gusto

  • Notion

  • Zapier

  • QuickBooks

  • Xero

  • NetSuite

  • Slack

  • Stripe

  • Gusto

  • Notion

  • Zapier

Frequently asked questions

Do not see the answer you are looking for?

What is Monara?
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Is there a cashback limit?
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Are there any account fees?
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Why should I use Monara?
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How fast can I get started?
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Frequently asked questions

Do not see the answer you are looking for?

What is Monara?
Chevron
Is there a cashback limit?
Chevron
Are there any account fees?
Chevron
Why should I use Monara?
Chevron
How fast can I get started?
Chevron

Frequently asked questions

Do not see the answer you are looking for?

What is Monara?
Chevron
Is there a cashback limit?
Chevron
Are there any account fees?
Chevron
Why should I use Monara?
Chevron
How fast can I get started?
Chevron

Frequently asked questions

Do not see the answer you are looking for?

What is Monara?
Chevron
Is there a cashback limit?
Chevron
Are there any account fees?
Chevron
Why should I use Monara?
Chevron
How fast can I get started?
Chevron
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Apply in less than

10 minutes

Join the 10,000+ businesses already using Monara.

Decorative call to action background

Apply in less than

10 minutes

Join the 10,000+ businesses already using Monara.

Decorative call to action background

Apply in less than

10 minutes

Join the 10,000+ businesses already using Monara.

Decorative call to action background

Apply in less than

10 minutes

Join the 10,000+ businesses already using Monara.

© 2026 Monara Financial. All rights reserved.

Designed by

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Monara Financial is a financial technology company, not a bank. Banking services are provided by partner banks, Member FDIC. Monara cards are issued by our partner bank pursuant to a license from the card network. Cash back and rewards are subject to the program terms. FDIC insurance applies to deposits held at partner banks and does not protect against the failure of Monara.

Monara wordmark

© 2026 Monara Financial. All rights reserved.

Designed by

Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
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Monara Financial is a financial technology company, not a bank. Banking services are provided by partner banks, Member FDIC. Monara cards are issued by our partner bank pursuant to a license from the card network. Cash back and rewards are subject to the program terms. FDIC insurance applies to deposits held at partner banks and does not protect against the failure of Monara.

Monara wordmark

© 2026 Monara Financial. All rights reserved.

Designed by

Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon

Monara Financial is a financial technology company, not a bank. Banking services are provided by partner banks, Member FDIC. Monara cards are issued by our partner bank pursuant to a license from the card network. Cash back and rewards are subject to the program terms. FDIC insurance applies to deposits held at partner banks and does not protect against the failure of Monara.

Monara wordmark

© 2026 Monara Financial. All rights reserved.

Designed by

Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon

Monara Financial is a financial technology company, not a bank. Banking services are provided by partner banks, Member FDIC. Monara cards are issued by our partner bank pursuant to a license from the card network. Cash back and rewards are subject to the program terms. FDIC insurance applies to deposits held at partner banks and does not protect against the failure of Monara.

Monara wordmark

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