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Legal

Terms of

Terms of

Terms of

service

service

service

Last updated October 14, 2026

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On this page

Accepting these terms

Your account

Fees and billing

Banking services

Ending your account

01

Accepting these terms

By opening a Monara account you agree to these terms. If you use Monara on behalf of a business, you confirm you can bind that business.

02

Your account

You are responsible for the activity on your account and for keeping credentials secure. Report suspected unauthorised access immediately.

03

Fees and billing

Plan fees are billed monthly or annually in advance. Transaction fees, where they apply, are shown before you confirm a payment.

04

Banking services

Monara is a financial technology company, not a bank. Banking services are provided by partner banks, Member FDIC.

05

Ending your account

You may close your account at any time. We may suspend accounts that breach these terms or applicable law.

Questions about this page?

Write to legal@monara.com and we will reply within two business days.

© 2026 Monara Financial. All rights reserved.

Designed by

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Monara Financial is a financial technology company, not a bank. Banking services are provided by partner banks, Member FDIC. Monara cards are issued by our partner bank pursuant to a license from the card network. Cash back and rewards are subject to the program terms. FDIC insurance applies to deposits held at partner banks and does not protect against the failure of Monara.

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© 2026 Monara Financial. All rights reserved.

Designed by

Social media icon
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Monara Financial is a financial technology company, not a bank. Banking services are provided by partner banks, Member FDIC. Monara cards are issued by our partner bank pursuant to a license from the card network. Cash back and rewards are subject to the program terms. FDIC insurance applies to deposits held at partner banks and does not protect against the failure of Monara.

Monara wordmark

© 2026 Monara Financial. All rights reserved.

Designed by

Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon

Monara Financial is a financial technology company, not a bank. Banking services are provided by partner banks, Member FDIC. Monara cards are issued by our partner bank pursuant to a license from the card network. Cash back and rewards are subject to the program terms. FDIC insurance applies to deposits held at partner banks and does not protect against the failure of Monara.

Monara wordmark

© 2026 Monara Financial. All rights reserved.

Designed by

Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon
Social media icon

Monara Financial is a financial technology company, not a bank. Banking services are provided by partner banks, Member FDIC. Monara cards are issued by our partner bank pursuant to a license from the card network. Cash back and rewards are subject to the program terms. FDIC insurance applies to deposits held at partner banks and does not protect against the failure of Monara.

Monara wordmark

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