Treasury
4 min read
What Is a Sub Account? Key Benefits, Features and Use Cases

Olivia Bennett
Chief Financial Officer
On this page
What is a T-bill
How yields work
Buying through Monara
Risks to know
Sub-accounts help businesses organize funds, manage expenses, and maintain better financial control. Here is how they work and how a growing company can use them.
What is a T-bill
A sub-account is an account linked to a primary account that helps separate funds for specific business needs, such as team budgets, projects, or operating expenses.
Better organized funds make business finances easier to manage.
How yields work
Sub-accounts help businesses separate budgets, track transactions, and understand where their money goes. They can make financial management more organized as a company grows.
Good to know
Sub-accounts can help you organize funds for different purposes while keeping your overall finances accessible through one primary platform. Available features depend on your provider.
Risks to know
Separate budgets for teams and departments
Track project expenses and transactions
Organize payroll and operational funds

